January 7th, 2016 | Andrew Hagger | News

Clydesdale and Yorkshire Banks have launched a selection of new lower rate offers for unsecured personal loans, including their lowest ever online rate of 3.4% APR* for loans between £7,500 and £15,000.

Loans in this bracket are also available by phone and in branch at a rate of 4.4% APR*.

Personal loans between £5,000 and £7,499 will be available from a rate of 4.4% APR* online, in branch and by phone and for those looking to borrow over £15,000, the Banks are offering a competitive rate of 3.8% APR* online, in branch and by phone.

The loans are available to new and existing customers with terms up to five years (see Editors’ Notes) and are announced on the day that Clydesdale and Yorkshire Banks are named Best Personal Loan Provider in the 2016 Moneynet Awards.

Key Features:

• 4.4% APR* for loans from £5,000 to £7,499 online, in branch and by phone
• 4.4% APR* for loans from £7,500 to £15,000 in branch and by phone (3.4% APR* for loans from £7,500 to £15,000 online only)
• 3.8% APR* for loans over £15,000 online, in branch and by phone
• A fixed interest rate over the term of the loan
• Choice of loan terms
• Available for new and existing customers
• Most applicants will have an instant decision**
• For existing customers in branch, funds in account same the day the loan is drawn down
• Applications can be saved online for up to 30 days
• Full early repayment & partial early settlement options available
• Online loans calculator for a quick personal quote

January 5th, 2016 | Andrew Hagger | News

Moneynet is proud to announce the results of its sixth annual Personal Finance Awards recognising the top providers and products from the last twelve months.

It has been another testing and fiercely competitive year for banks, building societies and credit card companies, but some have stood out from their peers and delivered excellent deals for the consumer.

Despite the low base rate environment and uncertain economic conditions, there have been some stand out best buy products and we are again pleased to recognise the top providers and innovators for their achievements.

So to our winners!…

OVERALL
WINNER- Best Overall Personal Finance Provider – Tesco Bank
WINNER -Best Loyalty Rewards for Existing Customers – Nationwide Building Society

MORTGAGES

WINNER – Best Offset Mortgage Provider – Yorkshire Building Society
WINNER – Best First Time Buyer Mortgage Provider – Clydesdale/Yorkshire Bank
WINNER – Best Direct Mortgage Provider – Tesco Bank
WINNER – Best Fixed Rate Mortgage Provider – Norwich & Peterborough Building Society
WINNER – Best Overall Mortgage Provider – HSBC

SAVINGS

WINNER – Best Overall Savings Provider – United Trust Bank
WINNER – Best Fixed Rate Savings Provider – Charter Savings Bank
WINNER – Best Online Savings Provider – Post Office Money
WINNER – Best Cash ISA Provider – AA Financial Services
WINNER – Best Junior Cash ISA Provider – Nationwide Building Society
WINNER – Best Children’s Savings Provider – Nationwide Building Society
WINNER – Best Business Savings Provider – Aldermore
WINNER – Best New Savings Provider – Hampshire Trust Bank
WINNER – Best Regular Savings Provider – Kent Reliance

CURRENT ACCOUNTS

WINNER – Best ‘in credit’ Current Account – TSB
WINNER – Best Current Account (overdraft) – First Direct
WINNER – Best Student Bank Account – HSBC
WINNER – Best all round Current Account – Tesco Bank
WINNER – Best Packaged Current Account – Nationwide Building Society FlexPlus
WINNER – Best Debit Card for use abroad – Norwich & Peterborough Building Society
WINNER – Best Private Banking Current Account – Investec Voyage

LOANS

WINNER – Best Personal Loan Provider – Clydesdale/Yorkshire Bank
WINNER – Best Credit Builder – Amigo Loans
WINNER – Best Specialist Loan Provider – 118118 Money

PEER TO PEER

WINNER – Best Peer to Peer Property Lender – LendInvest
WINNER – Best Consumer Peer to Peer Lender Returns – Lending Works
WINNER – Best New Peer to Peer Provider – CrowdStacker
WINNER – Best Overall Consumer Peer to Peer Provider – RateSetter

CREDIT CARDS AND PREPAID CARDS

WINNER – Best 0% Balance Transfer Credit Card Provider – Barclaycard
WINNER – Best All Round Credit Card – MBNA Everyday Plus
WINNER – Best Credit Card for use abroad – MBNA Everyday Plus
WINNER – Best Credit Card Rewards – Sainsbury’s Bank Nectar Credit Cards
WINNER – Best Cash Back Credit Card – American Express Platinum Cashback Everyday
WINNER – Best Credit Repair Card Provider – Marbles

TRAVEL MONEY

WINNER – Best Travel Money Provider – Asda Money
WINNER – Best Prepaid Currency Card – Access Prepaid Cash Passport
WINNER – Best Money Transfer Provider – Azimo

INNOVATION AWARDS

WINNER – Best New Personal Finance App – Santander KiTTi
WINNER – Best Free Personal Finance Initiative – ClearScore

INSURANCE

WINNER – Best Pet Insurance Provider – Tesco Bank
WINNER – Best Travel Insurance Provider – AA Travel Insurance
WINNER – Best Car Insurance Provider – Allianz
WINNER – Best Home Emergency Cover Provider – HomeServe