Waiting until the New Year to shift your credit card balance can prove an expensive mistake

Every year millions of consumers make New Year’s resolutions and for a good number of those people it means consolidating their credit card and overdraft debts on to a zero per cent balance transfer deal. Personal Finance expert, Andrew Hagger said: ” if you’ve got a solid balance that you’ve been carrying over from month to […]

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Consumers expect to spend over £440 on average for Christmas 2016

According to new YouGov research commissioned by Equifax, the credit information expert, 29% of Brits who celebrate Christmas say they feel pressured to spend more than they can afford for the festive season. On average, people expect to spend £441.24 on Christmas this year, with around 1 in 5 (21%) thinking they will spend more […]

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PCP vehicle finance could see car buyers landed with cash shortfall

Tempting finance deals such as Personal Contract Purchase offers (PCP) are luring car buyers to upgrade their cars more frequently, potentially creating an embarrassing cash shortfall, What Car? can reveal. In a recent survey of motorists, 37% of respondents said they now changed their car more frequently than they did a decade ago, while more […]

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75% of young people rarely or never switch card provider

The UK’s youngest and oldest adults are least likely to switch financial providers, including credit cards, loans and mortgages. New research from Experian shows that two thirds (63%) of British adults  ‘rarely’ or ‘never’ change credit card provider, in spite of it being easier than ever to switch financial products.  The research also sheds new […]

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