Half of Brits opting to holiday in the UK this summer could be doing so uninsured, leaving thousands of pounds worth of valuables at risk of theft, loss and damage, according to new research from home insurance provider Policy Expert.
The study of nearly 2,500 people found that half (50%) admitted they didn’t have away from home cover included in their home insurance policy. Just one in eight (13%) holiday-goers said they would take out travel insurance for their ‘staycations’ in the UK.
The research also revealed that day-trippers and holidaymakers travel with an average £676 worth of valuables, potentially risking hundreds of pounds.
While one in four (25%) opt to holiday in the UK to save money, failing to take out insurance could result in an expensive ordeal if personal items are pinched by opportunistic thieves. Almost 1 in 10 (8%) Brits holidaying in the UK has fallen victim of theft, loss or damage, of which a third (31%) didn’t claim on their insurance. The most common items were mobile phones, cameras, wallets/purses and jewellery.
Other reasons for staying in the UK included it being an easier option (42%), more spontaneous (25%) and a love for the great British countryside or seaside (53%).
Adam Powell, from Policy Expert commented: “Many holidaymakers are opting to stay in the UK for a variety of reasons, but whether you’re venturing to the other side of the world or to a seaside break on the coast, it’s important to ensure you’re covered. A fun family holiday could quickly turn sour if your valuables are stolen, lost or damaged. If you don’t want to take out a separate travel policy, check the small print of your home insurance to see if you’re covered when away from home. Having that small amount of extra cover now could go a long way should the worst happen.”
Tips from Policy Expert on preventing theft while on staycation:
- Keep purses secure and don’t put wallets or mobile phones in your back pocket
- Zip up hand and shoulder bags – carry bags in front of you with flaps against your body
- Don’t display jewellery or money – keep it safely in a pocket out of sight
- Always use your phone’s security lock or PIN number
- If you’re camping, make sure you don’t leave any valuables in your tent
- If you’re using a cash machine, be wary of who is around you and make sure your pin is covered.
- Thieves often work in groups, so try not be distracted by commotion or attention which could be a ploy
- Finally, check whether your home insurance policy includes away from home cover so if the worst does happen, you at least know you are covered financially