New free childcare scheme could improve parent’s mortgage affordability

Parents with preschool aged children looking to take a step on or up the property ladder could see a 17% increase in the amount they can borrow once the government’s new free childcare scheme comes into play, says Yorkshire Building Society. From September parents with children aged three and four years old could be eligible for […]

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Dads to spend £366 on back to school items

New research from American Express reveals that dads plan to spend £366 on back to school items, whereas mums are more cost-conscious, spending £192. Jenny Cheung, Director at American Express, said: “As the new school term approaches, it’s not surprising that parents across the UK are busy shopping for back to school items – but […]

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One in three carry out online banking while on holiday

The latest research undertaken by Lloyds Bank shows that over half of holidaymakers (53%) look forward to taking a break from the online world by taking a digital detox on their holiday. Just under seven out of ten people (69%) also stated they were planning to take less ‘tech’ items next time they went away. This […]

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Bank of Gran & Grandad deposits over £37bn to help grandchildren

At a time when estate agents are warning that house price affordability is reaching a crisis point it seems that more people are turning to their grandparents in order to get a foot on the property ladder.  The Bank of Gran and Grandad has donated a total of over £37bn in funds to their grandchildren […]

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Fraudsters target twenty-somethings

Fraudulent credit applications against people in their twenties have soared in the last three years, according to new research from Experian. The proportion of frauds against those under 30 years old has risen by 6% since 2014, while those aged 50 and up have experienced a decrease of 8.4% over the same period. A spokesman […]

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Ex cons reveal how to keep homes & vehicles secure

Smart connected cars and homes are keeping burglars at bay, according to a new study conducted among a panel of ex-convicts, released today by Co-op Insurance. The study reveals that over four fifths (89%) of ex-cons would be put off targeting a smart connected home, with a further two thirds (67%) stating they would steer […]

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1.5 million motorists have an out of date address listed on their driving licence

UK drivers could face hefty fines for failing to register their driving licences to their current address. According to research from comparethemarket.com, 1.5 million drivers have an incorrect address on their licence. The penalty if you are caught driving with an incorrect address on your licence is £1,000, meaning that DVLA could claim as much as £1.5 […]

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Canny Brits pay off holiday credit – before setting foot abroad

Credit cards are now the most popular way for Brits to pay for holidays and an overwhelming majority who use credit cards when booking holidays will have paid off their balance in full before travelling, new research from Halifax reveals today. Among those who use credit cards to pay initially for their holidays, 84% repay […]

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8 million households have already switched the heating on

A staggering three in 10 Brits  – the equivalent of over eight million households – have already switched their central heating on due to this summer’s terrible weather, according to new research from uSwitch.com While much of Europe sizzles in a heatwave, the UK has been shivering through unseasonably cold and wet conditions over the summer […]

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Digital banking customers keeping a closer eye on their finances

People who bank through online and mobile platforms keep a much closer eye on their finances than those who don’t, according to research from Santander UK. One in five (20 per cent) UK adults use online or mobile banking services to check their balance or look at what they have been spending once a day or […]

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