7 in 10 holidays in the UK are uninsured – £1000s of valuables at risk

28 Jun, 2016

7 in 10 people taking trips in the UK this summer could be doing so uninsured, leaving thousands of pounds worth of valuables at risk of theft, loss and damage, according to new research from home insurance provider Policy Expert.

Of the 2,500 people surveyed, 63% admitted they didn’t have away from home cover included in their home insurance policy, while only a third (32%) would take out travel insurance for ‘staycations’ in the UK, such as camping, festivals or walking holidays.

Despite a quarter of people taking trips in the UK to keep costs down (24%), day-trippers and holidaymakers risk expensive dilemmas by travelling with an average £676 worth of valuables uninsured. Other reasons for holidaying in the UK included because it’s easier (46%), visiting family in the UK (28%), because there are great places on our doorstep (60%) and a worry about terrorism/safety abroad (11%)

8% of those surveyed have damaged, lost or had valuables stolen while travelling in the UK, of which a third (31%) didn’t claim on their insurance. The most common items were mobile phones, cameras, wallets/purses and jewellery.

Adam Powell from Policy Expert commented: “Wherever you’re holidaying this summer, whether that be on the white shores of the Caribbean or a pebbled beach in Wales, it’s important to ensure you’re properly insured and that your belongings are covered against loss and theft. If you don’t want to take out a separate travel insurance policy, checking the small print in your home insurance to make sure it includes away from home cover is a good place to start.”