Current Account Details
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| Smile :: Student Account | |
|---|---|
| Telephone number | 0870 843 2265 |
| enquiries@smile.co.uk | |
| Terms of free banking | Account in Credit |
| Authorised Overdraft interest rate | 0% |
| Cheque guarantee card |
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| ATM Card |
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| Delta/Switch card |
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| Standing Orders/Direct Debits |
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| Telephone banking |
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| Postal Banking |
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| Hours for telephone banking | 24 hrs |
| Telephone banking number | 0870 843 2265 |
| Online Banking |
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| Interest free overdraft | £ |
| Authorised overdraft fee | £ |
| Bounced cheque fee | £ |
| Overdraft letter fee | £ |
| Notes | Formal overdraft facility of up to £2,000 available interest-free and fee-free. Overdraft level is dependent on the academic year as follows: Year 1 £1,000, Year 2 £1,400, Year 3 £1,800, Year 4 £2,000. Formal overdrafts above the free overdraft applicable to the year of study will attract an interest rate of 9.9% EAR and informal overdrafts will attract an interest rate of 15.9% EAR. Refer to provider for more details and terms and conditions. |
| Internet banking | |
|---|---|
| Accounts covered | Current, Savings, ISA, Credit |
| Statements available | Last 3 Statements |
| Bill payments allowed | Same day |
| Standing orders | Create, Amend, Print |
| Fund transfers | Any UK Account |
| Min. Balance | Max. Balance | Interest Rate |
|---|---|---|
| £ | £ | 0.12% |

