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| Alliance & Leicester :: Premier 50 Current Account | |
|---|---|
| Telephone number | 0500 959595 |
| Not supplied | |
| Terms of free banking | n/a |
| Authorised Overdraft interest rate | 0% |
| Cheque guarantee card |
|
| ATM Card |
|
| Delta/Switch card |
|
| Standing Orders/Direct Debits |
|
| Telephone banking |
|
| Postal Banking |
|
| Hours for telephone banking | 24 hrs |
| Telephone banking number | 08459 262626 |
| Online Banking |
|
| Interest free overdraft | £2,000 |
| Authorised overdraft fee | £0 |
| Bounced cheque fee | £0 |
| Overdraft letter fee | £0 |
| Notes | Account can be operated in branch, by telephone or online. Applicants must be aged 50 years or over, a UK resident and pay a monthly account fee of £10. Rate shown for credit balances up to £2,500 is fixed for 1 year, thereafter it reverts to a rate of 1% AER(variable). Other benefits include Worldwide annual multi-trip travel insurance up to the age of 79 and exclusive Health Benefits up to age 79. Identity Protection and Alert and Card Assist (Refer to provider for full details of all the benefits). No interest is charged on arranged overdrafts and they are also free of charges for the first 12 months. After 12 months a 0% overdraft continues but a usage fee of 50p per day for up to 10 days each month (maximum of £5 per month) will be charged. Maximum overdraft limit of £2,000 applies. Unauthorised overdrafts will be subject to additional fees. |
| Internet banking | |
|---|---|
| Accounts covered | Current, Premier Plus |
| Statements available | Weekly |
| Bill payments allowed | View, Create, Pay |
| Standing orders | View, Create |
| Fund transfers | View, Create, Pay |
| Min. Balance | Max. Balance | Interest Rate |
|---|---|---|
| £1 | £2,500 | 5.00% |
| £2,501 | £1,000,000 | 0.10% |
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