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By transferring just �500 to a 0% balance transfer card from a credit or store card charging 23.9% APR, you will save �119.50 in interest over 12 months.

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Provider	Card	Transfer Rate	Features	Typical APR
Virgin Money	Credit Card	0.00%	0% on balance transfers for 16 months and on purchases for 3 months.	16.6%	Apply
Barclaycard	Platinum	0.00%	0% on balance transfers for 15 months and on purchases for 3 months	15.9%	Apply
Egg	Credit Card	0.00%	0% on balance transfers until April 2011 and on purchases until May 2010	16.9%	Apply
BT	Credit Card	0.00%	0% on balance transfers and money transfers for 13 months and on purchases for 3 months	16.9%	Apply
MBNA Europe Bank Ltd	Platinum Rewards	0.00%	0% on balance transfers for 13 months and on purchases for 3 months	16.9%	Apply

Provider	Card	Intro Rate	Features	Typical APR
AA	Visa	0.00%	Spend and earn points to redeem against other AA products and treats	16.9%	Apply
Sainsburys Bank	Credit Card	0.00%	0% on Sainsbury's purchases for 12 months	15.9%	Apply
BT	Credit Card	0.00%	0% on balance transfers and money transfers for 6 months and on selected purchases for 10 months	16.9%	Apply
Saga	Platinum Visa	0.00%	Free emergency travel assistance	11.9%	Apply
Bank of Scotland	All in One Card	0.00%	0% on balance transfers and purchases for 9 months	15.9%	Apply

Provider	Card	Features	Typical APR
Capital One	Classic	Designed for those with a poor credit rating	34.9%	Apply
Vanquis Bank	Visa Card	Designed for those with a poor credit rating	39.9%	Apply
Barclaycard	Initial	Designed for those looking to build their credit history	27.9%

Provider	Card	Bonus/Reward	Features	Typical APR
Barclaycard	Goldfish Card	Reward Points	Unlimited reward points	9.9%	Apply
BMI	bmi American Express	Destinations Miles	Destinations miles	15.9%	Apply
Sainsburys Bank	Credit Card	Nectar Points	0% on Sainsbury's purchases for 12 months	15.9%	Apply
Sony	Credit Card	Reward Points	Triple Reward Points awarded on purchases of Sony products	15.9%	Apply
AA	Visa	Reward Points	Spend and earn points to redeem against other AA products and treats	16.9%	Apply

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