If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| Smile :: Classic Visa | |
|---|---|
| Typical APR (variable) | 16.9% |
| Annual rates for cash withdrawals | 25.90% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | None |
| Loyalty bonus/cash back | Cashback |
| Annual Fee | None |
| Notes |
|---|
| Card issued by The Co-operative Bank plc. Rate shown is for those with a smile Current Account. The rate for non smile Current Account holders will be 20.9% APR on purchases and balance transfers. 0.25% cashback on card purchases. Default charge is £12 for late payment, returned payment and for exceeding credit limit. Refer to provider for more details and terms and conditions. |
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Last Updated: 25-05-2012