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GM Card :: Platinum Card
Typical APR (variable) 14.9%
Annual rates for cash withdrawals 23.90%
Cash withdrawal charge 2.99%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 5 mths
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance Up to £250k
Purchase protection None
Loyalty bonus/cash back Rebate Points
Annual Fee None
Notes
Introductory rate applies to purchases and balance transfers for 5 months. There is a charge of 2.9% for balance transfers (min £5). Balances cannot be transferred from cards issued by other members of the HSBC Group (refer to provider for details). Card is available to persons aged 18 years or over and resident in the UK (or 21 and over in the Channel Islands) and is subject to status and conditions. The Rebate Points Programme (inc Partner Points) is the sole responsibility of Vauxhall Motors Ltd and is subject to Rebate Points Programme Rules which may vary from time to time. Points are currently earned at a rate of 3% on purchases. 100 free Rebate Points when you use your GM Card for the first time. Save up to £1,500 off a new Vauxhall. Contact provider for full details. Card issued by HFC Bank. No annual fee. After the 5 months intro period for purchases there is an interest free period of up to 56 days for purchases, if you pay your balance in full and on time. Interest on cash will be charged from the date of the transaction until payment is made in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for exceeding credit limit, payment overdue fee, for a cheque or any payment returned unpaid and for a default notice being served. See terms and conditions for more details.

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Last Updated: 11-02-2012