If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| American Express :: Platinum Cashback | |
|---|---|
| Typical APR (variable) | 18.5% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £150k |
| Purchase protection | 90 days £50 to £20,000 subject to terms |
| Loyalty bonus/cash back | Cashback |
| Annual Fee | £25 |
| Notes |
|---|
| Available to UK residents aged 18 or over with a minimum gross annual income of £20,000, subject to status. Be rewarded with 1.25% cashback on virtually everything you buy and 5% cashback during your first 3 months of Cardmembership on the first £2,000 of purchases. You will also receive cashback of 2.5% each year in the anniversary month when you spend in excess of £10,001 in the preceding 12 months. Balance transfers will incur a handling fee of up to 3% of the balance transferred. Default charges are £12 for late payments, returned payments or if you go over your credit limit. Refer to provider for more details and terms and conditions. |
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Last Updated: 08-02-2012