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Oxfam :: Standard
Typical APR (variable) 18.9%
Annual rates for cash withdrawals 23.90%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 6 mths
Maximum interest free period 46 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back None
Annual Fee None
Notes
Minimum age 18. Introductory rate applies to balance transfers & purchases for 6 months. There is a handling fee for credit card cheques of 2% (minimum £2, maximum £25) and 3% (minimum £5) for balance transfers during promotional rate periods only. Card is issued by The Co-operative Bank. Oxfam benefits from donations from The Co-operative Bank. Oxfam receives £15 for every account opened, plus a further £2.50 if the card is used within the first 6 months, 25p for every £100 you spend using your card and 25p for every £100 you transfer to the card (excludes balance transfers from other Co-operative Bank cards). Account can be managed online. No annual fee. After the 6 month intro period for purchases, there is an interest free period of up to 46 days for purchases if you pay your balance in full and on time. There is no interest free period for cash withdrawals. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for exceeding credit limit, making late payments and returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012