If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...What our customers say...
“When I am looking for anything financial eg loan/credit card I read any articles you have written on the subject as I keep your articles for a period of time.”
| Oxfam :: Platinum Fixed | |
|---|---|
| Typical APR (variable) | 11.9% |
| Annual rates for cash withdrawals | 11.90% |
| Cash withdrawal charge | 2.50% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Maximum interest free period | 46 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £100k |
| Purchase protection | 90 days up to £500 per item, total £3500 cover |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Rate fixed for 5 years. To apply you must be at least 25 years old and currently hold a credit card. Handling fee for credit card cheques is 2% (Minimum £2, maximum £25). Card is issued by The Co-operative Bank. Oxfam benefits from donations from Co-operative Bank plc. Oxfam receives £15 for every account opened, plus a further £2.50 if the card is used within the first 6 months, 25p for every £100 you spend using your card and 25p for every £100 you transfer to the card (excludes balance transfers from other Co-operative Bank cards). Account can be managed online. No annual fee. Interest free period of up to 46 days for purchases if you pay your balance in full and on time. There is no interest free period for cash withdrawals. Interest on balance transfers will be charged on a daily basis from the date debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for exceeding credit limit, making late payments and returned payments. See terms and conditions for more details. |
Copyright ©2012 Moneynet Ltd
Last Updated: 25-05-2012