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Oxfam :: Platinum Advantage
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 23.90%
Cash withdrawal charge 2.50%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 6 mths
Maximum interest free period 59 Days
Existing card debt transfer allowed
Travel/accident insurance Up to £100k
Purchase protection 90 days up to £500 per item, total £3500 cover
Loyalty bonus/cash back None
Annual Fee None
Notes
To apply you must be at least 25 years old and currently hold a credit card. Introductory rate applies to purchases and balance transfers for 6 months. There is a handling fee for credit card cheques of 2% (minimum £2, maximum £25) and 3% (minimum £5) for balance transfers during promotional rate periods only. Card is issued by The Co-operative Bank. Oxfam benefits from donations from The Co-operative Bank. Oxfam receives £15 for every account opened, plus a further £2.50 if the card is used within the first 6 months, 25p for every £100 you spend using your card and 25p for every £100 you transfer to the card (excludes balance transfers from other Co-operative Bank cards). Account can be managed online. No annual fee. After the 6 month intro period for purchases, there is an interest free period of up to 59 days for purchases if you pay your balance in full and on time. There is no interest free period for cash withdrawals. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for exceeding credit limit, making late payments and returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012