If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| Morgan Stanley :: buy and fly! | |
|---|---|
| Typical APR (variable) | 17.9% |
| Annual rates for cash withdrawals | 26.80% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Intro rate | 3.90% |
| Introductory rate period | 01/07/2010 |
| Maximum interest free period | 58 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £100k |
| Purchase protection | None |
| Loyalty bonus/cash back | Travel points |
| Annual Fee | None |
| Notes |
|---|
| Introductory rate on balance transfers of 3.9% fixed until 01/07/2010 on balances transferred before 01/03/2008. Balance transfers made during any introductory promotional period will be subject to a handling fee of 3% (minimum £3). There may be a handling fee for other balance transfers and credit card cheques. The amount of the fee will be notified to you before you make a balance transfer or use a credit card cheque and it will either be a percentage of the amount of the balance transfer or cheque or a fixed fee. Account management available on-line. Card issued by Goldfish Bank Limited. Earn points every time you spend on your buy and fly MasterCard and take advantage of great travel and holiday offers worldwide. 1 point earned for every £10 spent and double points for the first 6 months from account opening. No annual fee. Free travel assistance. Interest free period of up to 58 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of the transaction until paid in full. Interest on balance transfer will be charged on a daily basis from the date transfer is debited to your account until paid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply for late payments, exceeding credit limit and for returned cheques or direct debits. See terms and conditions for more details. |
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Last Updated: 11-02-2012