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Credit Card Details

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Intelligent Finance :: Flat Rate Card
Typical APR (variable) 8.9%
Annual rates for cash withdrawals 22.95%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Maximum interest free period 59 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back None
Annual Fee None
Notes
Account management available online. Most customers will qualify for the APR shown, this will be determined by individual circumstances. Charges for  balance transfers and cheques are 3% or minimum £3 (on promotional rates except introductory offer). No annual fee. Interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of the transaction even if account is cleared in full each month. Interest on balance transfer will be charged on a daily basis from the date transaction is debited to your account until repaid. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply if you exceed credit limit, make a late payment or a payment is returned. See terms and conditions for more details.

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Last Updated: 11-02-2012