If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| American Express :: Nectar Credit Card | |
|---|---|
| Typical APR (variable) | 19.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | 90 days £50 to £20,000 subject to terms |
| Loyalty bonus/cash back | Nectar points |
| Annual Fee | None |
| Notes |
|---|
| Available to UK with a minimum gross annual income of £30,000, subject to status. Balance transfers will incur a handling fee of up to 3% of the balance transferred. Collect 2 Nectar points for every full £1 spent at any Nectar partner and 1 point for every full £1 spent everywhere else. Also for every £500 spent on the Card in any calendar month you will collect 500 MorePoints. Nectar points are not earned on Balance Transfers unless stated otherwise. Default charges are £12 for late payments, returned payments or if you go over your credit limit. Refer to provider for more details and terms and conditions. |
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Last Updated: 04-02-2012