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| Actionaid :: Gold | |
|---|---|
| Typical APR (variable) | 16.9% |
| Annual rates for cash withdrawals | 23.90% |
| Cash withdrawal charge | 2.50% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £15,000 |
| Intro rate | 0.00% |
| Introductory rate period | 6 mths |
| Maximum interest free period | 46 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to �100k |
| Purchase protection | None |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Minimum age 21 and currently hold a credit card. Introductory rate applies to balance transfers & purchases for 6 months. There is a handling fee for credit card cheques of 2% (minimum £2, maximum £25) and 2.5% (minimum £5) for balance transfers. Actionaid benefits from donations from The Co-operative Bank plc. Card is issued by The Co-operative Bank plc. ActionAid receives £15 for every account opened, plus a further £2.50 if the card is used within the first six months, 25p for every £100 you spend using your card and 25p for every £100 you transfer to the card (excludes balance transfers from other The Co-operative Bank plc cards). Account can be managed online. No annual fee. Interest free period of up to 46 days for purchases if you pay your balance in full and on time. There is no interest free period for cash withdrawals. Interest on balance transfer will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for exceeding credit limit, making late payments and returned payments. See terms and conditions for more details. |
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