If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| Barclaycard :: Charity Card | |
|---|---|
| Typical APR (variable) | 14.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 2.50% |
| Cash Withdrawal minumum fee | £2.50 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 6 mths |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | 90 days up to £5,000 |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Applicants must be 21 or over and have a regular income of £10,000 or more per annum. Introductory rate of 0% applies for 6 months to balance transfers made within 60 days of opening your account and to purchases for 6 months from account opening. A handling fee of 2.9% applies to transfers made within 60 days of account opening. Charge for other balance transfers and credit card cheques is 2.5% unless informed otherwise. Minimum balance transfer amount is £250 and the maximum must not exceed the lower of £5,000 or 90% of your credit limit. If honoured, any amount in excess of your balance transfer limit will be charged at 6.9% interest p.a., until paid in full, with no handling fee. Barclaycard will donate £5 to the Charities Aid Foundation once the first transaction has been made and then 0.3% of the amount spent on each further purchase. Donations will be divided equally between Marie Curie Cancer Care, Save the Children, Samaritans and the Woodland Trust. Benefits include identity protection service, fraud protection for online shopping, holiday deals with our Travel Service and online account management. Option for text alerts five days before your payment is due. No annual fee. After the 6 month intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the transaction date until your account is repaid in full. Interest on balance transfer will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details. |
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Last Updated: 25-05-2012