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First Trust Bank :: Student Mastercard
Typical APR (variable) 12.9%
Annual rates for cash withdrawals 14.60%
Cash withdrawal charge 1.50%
Cash Withdrawal minumum fee £0.00
Minimum salary required to apply £
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back None
Annual Fee None
Notes
Apply in person at any First Trust Bank branch. No minimum charge for cash advances. The annual rate quoted for Cash Advances includes a 1.5% Cash Advance handling fee. Online Authorisations for every transaction to help prevent Fraud. 24 Hour Service. No annual fee. Interest free period of up to 56 days for purchases and cash advances if you pay your balance in full and on time. Otherwise interest is charged from the date transaction is debited to your account until paid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply if you exceed credit limit, make a late payment or if your payment bounces and £13 will apply for any written advice about unsatisfactory conduct on your account. See terms and conditions for more details.

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Last Updated: 10-02-2012