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MBNA Europe Bank Ltd :: Rewards Platinum American Express
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 27.90%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 12 mths
Maximum interest free period 50 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back Double MBNA Reward points
Annual Fee None
Notes
Introductory rate applies for 12 months from account opening on balance transfers and money transfers (made within 90 days of opening your account) and for 3 months on purchases. The charges are 3% handling fee (min £3) on balance transfers and 4% (min £3) on money transfers. No annual fee for first year, thereafter £40 pa (typical APR 24.5% including annual fee). Two MBNA reward points for every £1 spent on card purchases. Redeem your MBNA Reward points for a select range of rewards including travel, dream experiences, wines from around the world and even cash. Specially negotiated discounts, priviliges and bonus MBNA Reward points through MBNA RewardsPlus partners, AVIS, CD WOW!, Habitat, Macdonald Hotels & Resorts and WHSmith. Complimentary Lifestyle and Home Management Service - a personal assistant to help you with life’s chores and pleasures, worth £75 per month from TenUK. Exclusive offers and discounts on the best leisure, dining and shopping offers through American Express Selects. There is no liability or excess to pay for theft, loss or fraudulent internet use. Free 24hr worldwide Customer Satisfaction Helpline. Account management available online. After the 3 months intro period for purchases there is an interest free period of up to 50 days for purchases, if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date transaction is debited to your account until paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details.

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Last Updated: 10-02-2012