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Halifax :: Flat Rate Card
Typical APR (variable) 8.9%
Annual rates for cash withdrawals 24.95%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Maximum interest free period 0 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back None
Annual Fee None
Notes
All credit facilities are subject to status and are available only to UK residents aged 18 or over. There is a handling fee of 3% (minimum £3) for cheques and for balance transfers on promotional rates except introductory offers. Account management available online. For £6.95 a month, identitycare will help you take steps to protect your identity and spot fraudulent activity in your name. Protection for online purchases. No annual fee. Interest on purchases and cash will be charged on a daily basis from the date of transaction and interest on balance transfers and cheques will be charged on a daily basis from the date first charged to your account. If the total balance on the statement each month is not repaid in full, interest charged will be added to the next statement balance. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply for late payments, exceeding credit limit and for returned payments. See terms and conditions for more details.

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Last Updated: 10-02-2012