If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| American Express :: Mini Card | |
|---|---|
| Typical APR (variable) | 16.9% |
| Annual rates for cash withdrawals | 25.90% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £50k |
| Purchase protection | 90 days £50 to £20,000 subject to terms |
| Loyalty bonus/cash back | Rewards programme |
| Annual Fee | None |
| Notes |
|---|
| A handling fee may be charged for balance transfers. Any such fee will be 3%. Rewards by Mini gives you the chance to win a range of Mini prizes. 1 entry for almost every £10 spent, 2 entries for almost every £10 spent on petrol and 3 entries for almost every £10 spent at BMW / Mini dealerships, providing minimum payment is received by the due date. APR’s may vary depending on your personal circumstances. Benefits and services include: Card related Travel Accident lnsurance. Purchase Protection Insurance. Refund Protection. On Line Fraud Guarantee. Emergency Card Replacement. 24 hour Customer Service, 7 days a week. Optional repayment protection. Account management available on-line. No annual fee. Interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash withdrawals will be charged on a daily basis from the date of the transaction until repaid in full. Interest on balance transfers will be charged on a daily basis from the date the transaction is debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges - £8 for late payments, returned payments or if you go over your credit limit. See terms and conditions for more details. |
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Last Updated: 25-05-2012