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Credit Card Details

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American Express :: Mini Card
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 25.90%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance Up to £50k
Purchase protection 90 days £50 to £20,000 subject to terms
Loyalty bonus/cash back Rewards programme
Annual Fee None
Notes
A handling fee may be charged for balance transfers. Any such fee will be 3%.  Rewards  by Mini gives you the chance to win a range of Mini prizes. 1 entry for almost every £10 spent, 2 entries for almost every £10 spent on petrol and 3 entries for almost every £10 spent at BMW / Mini dealerships, providing minimum payment is received by the due date. APR’s may vary depending on your personal circumstances. Benefits and services include: Card related Travel Accident lnsurance. Purchase Protection Insurance. Refund Protection. On Line Fraud Guarantee. Emergency Card Replacement. 24 hour Customer Service, 7 days a week. Optional repayment protection. Account management available on-line. No annual fee. Interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash withdrawals will be charged on a daily basis from the date of the transaction until repaid in full. Interest on balance transfers will be charged on a daily basis from the date the transaction is debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges - £8 for late payments, returned payments or if you go over your credit limit. See terms and conditions for more details.

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Last Updated: 25-05-2012