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BT :: Credit Card
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 27.90%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 13 mths
Maximum interest free period 50 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back BT Rewards
Annual Fee None
Notes
Introductory rate applies for 13 months from account opening on balance transfers and money transfers (made within 90 days from the account opening date) and for 3 months on purchases. The charges are 3% handling fee (min £3) on balance transfers and 4% (min £3) on money transfers. Account can be managed online. Card is issued by MBNA Europe Bank Ltd. BT Credit Card Rewards are awarded as a discount on your applicable BT telephone bill (the BT Credit Card Discount) at the rate of 1p for each £1.50 (but not part of) spent on the relevant BT Credit Card on eligible purchases per month or part of a month. No annual fee. After the 3 months intro period for purchases there is an interest free period of up to 50 days for purchases, if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date transaction is debited to your account until paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012