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Halifax :: Easy Rate Credit Card
Typical APR (variable) 6.9%
Annual rates for cash withdrawals 27.95%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Maximum interest free period 59 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back None
Annual Fee None
Notes
All credit facilities are subject to status and are available only to UK residents aged 18 or over. Other rates are available depending on circumstances, your personal APR for purchases and balance transfers will be either 6.9% APR (variable), 10.9% APR (variable) or 12.9% APR (variable). There is no handling fee for balance transfers. Fee of 3% (min £3) will apply to cheques on promotional rates except introductory offer. APR’s may vary depending on your personal circumstances. Account management available online. No annual fee. There will be an interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on balance transfers and cash will be charged on a daily basis from the date transaction is debited to your account even if account is cleared in full each month. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply for late payments, exceeding credit limit and for returned payments. See terms and conditions for more details.

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Last Updated: 10-02-2012