If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| The Co-operative Bank :: Student Credit Card | |
|---|---|
| Typical APR (variable) | 16.9% |
| Annual rates for cash withdrawals | 16.90% |
| Cash withdrawal charge | 0.00% |
| Cash Withdrawal minumum fee | £0.00 |
| Minimum salary required to apply | £ |
| Maximum interest free period | 59 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £25k |
| Purchase protection | None |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Available to UK residents aged 18 and over who hold a Student Account with the The Co-operative Bank, subject to status. One standard rate for purchases, balance transfers, cash advances and credit card cheques. There is no fee for cash advances, balance transfers or credit card cheques. 24 hour overseas medical and legal assistance. Donations made to worthwhile causes. Extensive travel privileges including holiday and car rental discounts. No annual fee. Interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of transaction even if account is cleared in full each month. Interest on balance transfer will be charged on a daily basis from the date transaction is debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. There will be a default charge of £11 if your payment is received after the due date, for exceeding the credit limit, for any uncleared payment cheques and £30 for bank activated stop on credit card cheques (exceeds limit). See terms and conditions for more details. |
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Last Updated: 25-05-2012