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Barclaycard :: Platinum
Typical APR (variable) 14.9%
Annual rates for cash withdrawals 27.90%
Cash withdrawal charge 2.50%
Cash Withdrawal minumum fee £2.50
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 9 mths
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection 90 days up to £5,000
Loyalty bonus/cash back None
Annual Fee None
Notes
Applicants must be 21 or over and have a regular income of at least £10,000 per annum. Introductory rate of 0% applies to balance transfers for 9 months made within 60 days of opening your account. Also, 0% on purchases for 3 months  from account opening. Handling fee for balance transfers made in the first 60 days is 1.7%, thereafter 2.5% unless told otherwise. Charge for cheques will be 2.5% unless told otherwise. Minimum transfer amount is £250 and the maximum must not exceed the lower of £5,000 or 90% of your credit limit. If honoured, any amount in excess of your balance transfer limit will be charged at 6.9% interest p.a., until paid in full, with no handling fee. Benefits include identity protection service, fraud protection for online shopping, holiday deals with our Travel Service and online account management. Option for text alerts five days before your payment is due. No annual fee. After the 3 month intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the transaction date until your account is repaid in full. Interest on balance transfer will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012