If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| Nationwide BS :: Classic | |
|---|---|
| Typical APR (variable) | 17.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 2.50% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 13 mths |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £50k |
| Purchase protection | 100 days £50 to £15k |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Introductory rate of 0% applies to purchases for the first 3 months and to balance transfers for the first 13 months from the date the account is opened. Balance transfers must be made within 3 months of account opening and are subject to a handling fee of 3% (minimum £3.00). Available, subject to status and you are aged 18 or over, resident in the UK. Free 12 month extended warranty on selected goods. Commission-free purchases abroad. Account management available on-line. Optional card protection insurance. Peace of mind with Nationwide Fraud Watch. No annual fee. After the 3 month intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of the transaction until any statement balance is paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for late payment, over limit and returned item. See terms and conditions for more details. |
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Last Updated: 25-05-2012