If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| American Express :: Blue Sky Credit Card | |
|---|---|
| Typical APR (variable) | 17.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 6 mths |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £50k |
| Purchase protection | None |
| Loyalty bonus/cash back | Travel Rewards |
| Annual Fee | None |
| Notes |
|---|
| Introductory rate of 0% applies to balance transfers for 6 months from the date the card is issued. A handling fee may be charged for balance transfers of up to 3% of the balance transferred. Travel Rewards can be earned at a rate of 1 point for almost every £1 spent and can be redeemed for a rebate against travel related transactions. Travel benefits package (refer for full details). No annual fee. After the 6 months intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash withdrawals will be charged on a daily basis from the date of the transaction until repaid in full. Interest on balance transfers will be charged on a daily basis from the date the transaction is debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges - £12 for late payments, returned payments or if you go over your credit limit. See terms and conditions for more details. |
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Last Updated: 25-05-2012