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Credit Card Details

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American Express :: Blue Sky Credit Card
Typical APR (variable) 17.9%
Annual rates for cash withdrawals 27.90%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 6 mths
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance Up to £50k
Purchase protection None
Loyalty bonus/cash back Travel Rewards
Annual Fee None
Notes
Introductory rate of 0% applies to balance transfers for 6 months from the date the card is issued. A handling fee may be charged for balance transfers of up to 3% of the balance transferred. Travel Rewards can be earned at a rate of 1 point for almost every £1 spent and can be redeemed for a rebate against travel related transactions. Travel benefits package (refer for full details). No annual fee. After the 6 months intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash withdrawals will be charged on a daily basis from the date of the transaction until repaid in full. Interest on balance transfers will be charged on a daily basis from the date the transaction is debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges - £12 for late payments, returned payments or if you go over your credit limit. See terms and conditions for more details.

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Last Updated: 25-05-2012