If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| Barclaycard :: OnePulse Cashback | |
|---|---|
| Typical APR (variable) | 14.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 2.50% |
| Cash Withdrawal minumum fee | £2.50 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 12 mths |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | 90 days up to £5,000 |
| Loyalty bonus/cash back | Cashback |
| Annual Fee | None |
| Notes |
|---|
| Applicants must be 21 or over and have a regular income of at least £20,000 per annum. Introductory rate of 0% applies for 12 months to balance transfers made within 60 days of opening your account. Charge for balance transfers and cheques is 2.5% unless informed otherwise. Minimum transfer amount is £250 and the maximum must not exceed 90% of your available credit limit. 5% cashback on Transport for London purchases until 01/04/2011 up to £15 per month (refer to provider for full details). In-built Oyster card for the easiest way to travel around London. Set up Auto top-up and you will never have to queue to top up your Oyster pay as you go again. Go contactless with OneTouch payments, a quick way to pay for purchases of £15 and under. Benefits include identity protection service, fraud protection for online shopping, holiday deals with our Travel Service and online account management, Worldwide Assistance has a 24-hour helpline and Emergency Card Replacement and cash advances if your Barclaycard goes missing. Option for text alerts five days before your payment is due. With Barclaycard Freedom, you automatically earn Reward Money and can redeem it on a future purchase at selected retailers within the programme (refer for full details). Register with Mybarclaycard and manage your account online, switch to paperless statements (refer for full details). No annual fee. Interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date the transaction is debited to your account until it is paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details. |
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Last Updated: 25-05-2012