If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| Nationwide BS :: Classic | |
|---|---|
| Typical APR (variable) | 19.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 2.50% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 15 mths |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | Up to £50k |
| Purchase protection | 100 days £50 to £15k |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Introductory rate of 0% applies to purchases for the first 3 months and to balance transfers for the first 15 months from the date the account is opened. Balance transfers must be made within 3 months of account opening and are subject to a handling fee of 3% (min £5). Card is available, subject to status to anyone aged 18 or over and resident in the UK. Benefits include free 12 months extended warranty on many gas and electrical products. Commission free purchases abroad (Refer to provider for details). Account management available online. Optional card protection insurance. Peace of mind with Nationwide Fraud Watch. No annual fee. After the 3 months intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the transaction date until the statement balance total is paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for late payment, over limit and returned item. See terms and conditions for more details. |
Copyright ©2012 Moneynet Ltd
Last Updated: 25-05-2012