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The Co-operative Bank :: Advantage Visa
Typical APR (variable) 18.9%
Annual rates for cash withdrawals 23.90%
Cash withdrawal charge 2.50%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 6 mths
Maximum interest free period 46 Days
Existing card debt transfer allowed
Travel/accident insurance Up to £25k
Purchase protection 90 days up to £500 per item, total £3500 cover
Loyalty bonus/cash back None
Annual Fee None
Notes
Applicants must earn at least £10,000 a year and be at least 18 years old. Introductory rate applies for 6 months from account opening on purchases and balance transfers. There is a handling fee on balance transfers of 3% (minimum £5) and on credit card cheques of 2% (minimum £2, maximum £25). Up to £25,000 free travel accident insurance when you use your card to pay for your travel tickets. Travelclub benefits (exclusive holiday offers). Emergency cash and card replacement service. 24 hour medical and legal assistance overseas. No annual fee. After the 6 month intro period for purchases there is an interest  free period of up to 46 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of the transaction even if account is cleared in full each month. Interest on balance transfer will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. There will be a default charge of £12 if your payment is received after the due date, for exceeding the credit limit and for any uncleared payment cheques and £30 for bank activated stop on credit card cheques (exceeds limit). See terms and conditions for more details.

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Last Updated: 25-05-2012