If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| Bank of Scotland :: Cashback Credit Card | |
|---|---|
| Typical APR (variable) | 15.9% |
| Annual rates for cash withdrawals | 27.95% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Maximum interest free period | 59 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | None |
| Loyalty bonus/cash back | Cashback |
| Annual Fee | None |
| Notes |
|---|
| All credit facilities are subject to status and are available only to UK residents aged 18 or over. There is a handling fee of 3% (minimum £3) for cheques. 1% cashback on groceries and fuel and 0.50% cashback on other purchases. Maximum cashback during any year is £150 and can only be claimed in multiples of £15. APR’s may vary depending on your personal circumstances. Account management available online. For £6.95 a month, identitycare will help you take steps to protect your identity and spot fraudulent activity in your name. No annual fee. There will be an interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of transaction even if account is cleared in full each month. Interest on balance transfer will be charged on a daily basis from the date first charged to your account. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply for late payments, exceeding credit limit and for returned payments. See terms and conditions for more details. |
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Last Updated: 10-02-2012