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Credit Card Details

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Bank of Scotland :: Cashback Credit Card
Typical APR (variable) 15.9%
Annual rates for cash withdrawals 27.95%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Maximum interest free period 59 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back Cashback
Annual Fee None
Notes
All credit facilities are subject to status and are available only to UK residents aged 18 or over. There is a handling fee of 3% (minimum £3) for cheques. 1% cashback on groceries and fuel and 0.50% cashback on other purchases. Maximum cashback during any year is £150 and can only be claimed in multiples of £15. APR’s may vary depending on your personal circumstances. Account management available online. For £6.95 a month, identitycare will help you take steps to protect your identity and spot fraudulent activity in your name. No annual fee. There will be an interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of transaction even if account is cleared in full each month. Interest on balance transfer will be charged on a daily basis from the date first charged to your account. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply for late payments, exceeding credit limit and for returned payments. See terms and conditions for more details.

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Last Updated: 10-02-2012