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BT :: Credit Card
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 27.90%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 6 mths
Maximum interest free period 50 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back BT Rewards
Annual Fee None
Notes
Introductory rate applies for 6 months from account opening on balance transfers and money transfers (made within 90 days from the account opening date). The charges are 2% handling fee (min £3) on balance transfers made within 90 days and 3% (min £3) thereafter. The charges for money transfers are 4% (min £3). Introductory rate for purchases applies for 10 months on petrol and supermarket spend and is available instore only at Tesco, Sainsburys, Asda, Morrisons, Waitrose, Iceland, Somerfield, The Co-op and Aldi. Account can be managed online. Card is issued by MBNA Europe Bank Ltd. BT Credit Card Rewards are awarded as a discount on your applicable BT telephone bill at the rate of 1p for each £2 (but not part of) spent on the relevant BT Credit Card up to £250 on retail purchases per month or part of a month, and at the rate of 1p for each £1 (but not part of) spent on retail purchases over £250 in any one month. In any twelve month period, the maximum BT Credit Card Reward that can be earned using a BT Credit Card account is £75. No annual fee. After the 10 months intro period for selected purchases there is an interest free period of up to 50 days for all purchases, if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date transaction is debited to your account until paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012