If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...What our customers say...
“Congratulations Happy Birthday!! You have obviously done your business over the past year your insight to finance is acute and has helped me to back up my judgment.”
| Middlesbrough FC :: Platinum | |
|---|---|
| Typical APR (variable) | 15.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 3.00% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 12 mths |
| Maximum interest free period | 50 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | None |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Introductory rate applies for 12 months from account opening on balance transfers, money transfers and credit card cheques (made within 90 days from the account opening date) and for 3 months on purchases, the charges are 3% handling fee (min £3) on credit card cheques and balance transfers and 4% (min £3) on money transfers. Reward points available where you will receive 1 point for every £1 spent on card purchases which you can exchange for a wide range of rewards (Full terms and conditions will be sent to you once your account is opened). Account can be managed online. Card is issued by MBNA Europe Bank Ltd, who reserve the right to issue a Standard Card which will have a lower credit limit. No annual fee. After the 3 month intro period for purchases there is an interest free period of up to 50 days for purchases, if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of transaction until your account is paid in full. Interest on balance transfer will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details. |
Copyright ©2012 Moneynet Ltd
Last Updated: 25-05-2012