If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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“Brilliant Idea”
| Barclaycard :: Cashback | |
|---|---|
| Typical APR (variable) | 14.9% |
| Annual rates for cash withdrawals | 27.90% |
| Cash withdrawal charge | 2.50% |
| Cash Withdrawal minumum fee | £2.50 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 12 mths |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | 90 days up to £5,000 |
| Loyalty bonus/cash back | Cashback |
| Annual Fee | None |
| Notes |
|---|
| Applicants must be 21 or over and have a regular income of at least £20,000 per annum. Introductory rate of 0% for 12 months on balance transfers made within 60 days of account opening. Handling fee for balance transfers is 2.5% unless told otherwise. Minimum transfer amount is £250 and the maximum must not exceed the lower of £5,000 or 90% of your credit limit. If honoured, any amount in excess of your balance transfer limit will be charged at 6.9% interest p.a. until paid in full, with no handling fee. Earn 1% cashback on the first £2,000 of eligible spend each year (from account opening); 0.5% on the rest (maximum £20,000 spend per year). Cashback also available on balance transfers over £1000 made within 60 days of account opening subject to terms and conditions, refer to Provider for full details. Double cashback on contactless purchases of £10 or under. Benefits include identity protection service, fraud protection for online shopping, holiday deals with our Travel Service and online account management, Worldwide Assistance has a 24-hour helpline and Emergency Card Replacement and cash advances if your Barclaycard goes missing. Option for text alerts five days before your payment is due. No annual fee. An interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the transaction date until your account is repaid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details. |
Copyright ©2012 Moneynet Ltd
Last Updated: 25-05-2012