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Halifax :: ipoints Reward Card
Typical APR (variable) 15.9%
Annual rates for cash withdrawals 23.95%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 9 mths
Maximum interest free period 59 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back ipoints Rewards points
Annual Fee None
Notes
All credit facilities are subject to status and are available only to UK residents aged 18 or over. Introductory rate of 0% applies for 6 months on purchases and for 9 months on balance transfers. There is a handling fee of 3% (min £3) for balance transfers and for cheques. APR’s may vary depending on your personal circumstances. ipoints is a reward programme provided by Maximiles UK Ltd. To earn and redeem at ipoints.co.uk, you must be a member of the ipoints Rewards Programme. When you join the ipoints Reward Programme you will enter into a separate membership agreement with Maximiles UK Ltd (Bank of Scotland plc is not a party to this agreement). 2,500 bonus points are awarded on first retail spend. Earn ipoints every time you spend on your card, redeemable against CD's, gift vouchers and much more (refer for full details). Account management available online. For £6.95 a month, identitycare will help you take steps to protect your identity and spot fraudulent activity in your name. Protection for online purchases. No annual fee. At the end of the 6 months intro period for purchases there will be an interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date transaction is debited to your account even if account is cleared in full each month. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply for late payments, exceeding credit limit and for returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012