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Back
Barclaycard :: Platinum
Typical APR (variable) 12.4%
Annual rates for cash withdrawals 27.90%
Cash withdrawal charge 2.50%
Cash Withdrawal minumum fee £2.50
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 12 mths
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection 90 days up to £5,000
Loyalty bonus/cash back None
Annual Fee None
Notes
Applicants must be 21 or over and have a regular income of at least £20,000 per annum. Introductory rate of 0% applies to balance transfers, made within 60 days of opening for 12 months and to purchases for 3 months from account opening. Charge for balance transfers and credit card cheques is 2.5% unless informed otherwise. Minimum transfer amount is £250 and the maximum must not exceed the lower of £5,000 or 90% of your credit limit. If honoured, any amount in excess of your balance transfer limit will be charged at 6.9% interest p.a., until paid in full, with no handling fee. Benefits include identity protection service, fraud protection for online shopping, holiday deals with our Travel Service and online account management, Worldwide Assistance has a 24-hour helpline and Emergency Card Replacement and cash advances if your Barclaycard goes missing. Option for text alerts five days before your payment is due. Go contactless, a new quick and easy way to pay for purchases of £10 and under. No annual fee. After the 3 month intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the transaction date until your account is repaid in full. Interest on balance transfers will be charged on a daily basis from the date debited to the account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012