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Bank of Ireland :: MoneyBack Standard
Typical APR (variable) 17.9%
Annual rates for cash withdrawals 22.48%
Cash withdrawal charge 2.50%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 6 mths
Maximum interest free period 51 Days
Existing card debt transfer allowed
Travel/accident insurance 0
Purchase protection 0
Loyalty bonus/cash back MoneyBack
Annual Fee None
Notes
Introductory rate applies for 6 months from account opening on balance transfers and for 3 months on purchases. The charges are 2.98% handling fee on balance transfers. Balance transfer can only be made to a MoneyBack MasterCard Standard Card from an non Bank of Ireland credit card. Every time you use your MoneyBack MasterCard to purchase goods or services, you will earn 0.5% Money back up to a total spend of £15,000 per year. Option of protecting all your cards from loss or theft. No annual fee. After the 3 months intro period for purchases there is an interest free period of up to 51 days for purchases, if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date transaction is debited to your account until paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details.

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Last Updated: 25-05-2012