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HSBC :: Premier Credit Card
Typical APR (variable) 11.9%
Annual rates for cash withdrawals 11.90%
Cash withdrawal charge 2.99%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back None
Annual Fee None
Notes
Card is only available to existing HSBC current account customers. Open one of HSBC bank accounts and if you pay in £500 or more a month and have an annual salary of £8,500 or more, you will be entitled to apply for an HSBC Bank Credit Card. Introductory rate of 0% for 3 months on purchases and for 15 months on balance transfers. Balances must be transferred within 30 days of account opening from non-HSBC Group issuers. There is a handling charge for balance transfers of 2.9% (minimum £5). APR shown is the minimum rate charged and the actual rate will depend on individual circumstances and can be from 16.9% to 19.9%. Rate shown for cash advances is the minimum rate charged and the actual rate will depend on individual circumstances and can be from 23.9% to 24.7%. No annual fee. After the 3 months intro period for purchases there will be an interest free period of up to 56 days on purchases, if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date the transaction is debited to your account until payment is received. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for a late payment and exceeding the credit limit and £5 for a returned payment. See terms and conditions for more details.

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Last Updated: 25-05-2012