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Virgin Money :: Credit Card
Typical APR (variable) 18.9%
Annual rates for cash withdrawals 27.90%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 12 mths
Maximum interest free period 50 Days
Existing card debt transfer allowed
Travel/accident insurance Up to 100k
Purchase protection 100 days £50 to £1k
Loyalty bonus/cash back None
Annual Fee None
Notes
Mastercard. Introductory rate of 0% for 12 months on balance transfers and money transfers made within 60 days from the account opening date, and also for 12 months on purchases. Charges are 2.98% handling fee (min £3) on and balance transfers and 4% (min £3) on money transfers. Card is issued by MBNA Europe Bank Ltd. Choice of card design, customer service and members shop service. Other benefits include discounts at Virgin Holidays, Virgin Media and Virgin Wines (Refer to provider for full details of these and other benefits). Account management available online. Maximum credit limit is subject to status. No annual fee. After the 3 months intro period for purchases there is an interest free period of up to 50 days for purchases, if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date transaction is debited to your account until paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more detail.

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Last Updated: 10-02-2012