Free Credit Check

If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click

More...

Credit Card Details

What our customers say...

“Keep improving and thank you for your important advice along the way.”

Back
First Direct :: Gold Card
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 23.90%
Cash withdrawal charge 2.99%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 20 mths
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back None
Annual Fee None
Notes
Card is only available to new or existing first direct 1st account holders. Introductory rate of 0% applies for 20 months on balance transfers made within 2 months of account opening (excluding balance transfers from cards operated by the HSBC group. A handling fee of 2.9% (minimum £5) applies to all balance transfers. Introductory promotion will not apply if you have held a credit card with first direct within the previous 6 months. Late payment fee and over-limit fee £12. Unpaid cheque or direct debit fee £5. Refer to provider for more details and terms and conditions.

Copyright ©2012 Sterling Business Consultants

Last Updated: 11-02-2012