If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
More...If your credit record isn't up to scratch you could end up being charged a higher rate of interest for your borrowing or even have your application declined. To check your record for free, just click
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| First Direct :: Gold Card | |
|---|---|
| Typical APR (variable) | 16.9% |
| Annual rates for cash withdrawals | 23.90% |
| Cash withdrawal charge | 2.99% |
| Cash Withdrawal minumum fee | £3.00 |
| Minimum salary required to apply | £ |
| Intro rate | 0.00% |
| Introductory rate period | 20 mths |
| Maximum interest free period | 56 Days |
| Existing card debt transfer allowed |
|
| Travel/accident insurance | None |
| Purchase protection | None |
| Loyalty bonus/cash back | None |
| Annual Fee | None |
| Notes |
|---|
| Card is only available to new or existing first direct 1st account holders. Introductory rate of 0% applies for 20 months on balance transfers made within 2 months of account opening (excluding balance transfers from cards operated by the HSBC group. A handling fee of 2.9% (minimum £5) applies to all balance transfers. Introductory promotion will not apply if you have held a credit card with first direct within the previous 6 months. Late payment fee and over-limit fee £12. Unpaid cheque or direct debit fee £5. Refer to provider for more details and terms and conditions. |
Copyright ©2012 Sterling Business Consultants
Last Updated: 11-02-2012