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Royal Bank of Scotland :: Gold Card
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 27.95%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 8.90%
Introductory rate period until repaid
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back Payment Rebate
Annual Fee None
Notes
Available subject to approval to UK residents aged 18 or over with an income of at least £10,000 p.a. and who are an existing RBS current account customers. This offer is available exclusively online. 8.9% introductory rate applies for 9 months on purchases from account opening and for the life of balance transfers made within 3 months from account opening. No balance transfer fee. Balance transfers are limited to 95% of your available credit limit. The normal APRs will be reduced (other than for cash advances) for Royal Bank Royalties current account customers who will receive a 1% discount for at least 12 months. Every 6 months you will receive 2% payment rebate on the outstanding amount of those balances transferred in the first 3 months (refer for full details). APR shown is the minimum rate charged and the actual rate will depend on individual circumstances. Optional payment protection insurance and card protection insurance. Benefits include Identity Protection Alert which gives up to £60,000 insurance cover, free credit reports and alerts, personal identity theft expert to work with you to clear your name and much more for £79.99. Account management available online. Travel benefits and wine Club offers. Refer for full details of special discounts available. No annual fee. There is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on balance transfers and cash will be charged on a daily basis from the date of transaction until the statement balance is paid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges, £12 for going over limit and making late payments and returned promotional cheques: administration fee of £10 to process dishonoured cheque or direct debit. See terms and conditions for more details.

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Last Updated: 25-05-2012