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Royal Bank of Scotland :: Platinum
Typical APR (variable) 16.9%
Annual rates for cash withdrawals 27.95%
Cash withdrawal charge 3.00%
Cash Withdrawal minumum fee £3.00
Minimum salary required to apply £
Intro rate 0.00%
Introductory rate period 15 mths
Maximum interest free period 56 Days
Existing card debt transfer allowed
Travel/accident insurance None
Purchase protection None
Loyalty bonus/cash back Special Discounts
Annual Fee None
Notes
Available subject to approval to UK residents with an income of at least £10,000 p.a. and aged 18 or over. Only available online. Introductory rate applies for 15 months from account opening on balance transfers (made within the first 3 months) and for 3 months on purchases. The charges are 2.9% handling fee (min £5) on balance transfers made within the first 3 months. Balance transfers are limited to 95% of your available credit limit. The normal APRs will be reduced (other than for cash advances) for Royal Bank Royalties current account customers who will receive a 1% discount for at least 12 months. Benefits include Identity Protection Alert which gives up to £60,000 insurance cover, free credit reports and alerts, personal identity theft expert to work with you to clear your name and much more for £79.99. Refer for full details of special discounts available. Travel benefits and Wine offers. No annual fee. After the 3 months intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of transaction until paid in full. Interest on balance transfers will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges are £12 for going over limit and making late payments and an administration fee of £10 to process a dishonoured cheque or direct debit. See terms and conditions for more details.

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Last Updated: 25-05-2012