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Budget Planner

The budget planner is an essential tool for anyone who is serious about managing their finances effectively. It allows you to see at a glance where your money goes every month and will enable you to focus on the areas where you need to reduce your spending. When you complete your budget planner, make sure you include everything that you have to pay out, and that includes making a monthly allowance for your annual expenses such as Christmas presents, holidays, birthdays and Car servicing, Tax and MOT.

Completing a budget planner shouldn't be a one off exercise, you should get into the habit of reviewing it regularly and updating it when your payments change. It can also prove useful when it comes to reconciling your bank statement. For example your statement may show you have a £500 credit balance, but a quick look at your budget planner will tell you what other payments are due to be debited to your account before your next pay cheque is received. By keeping on top of your finances in this way you will avoid being hit by hefty bank charges.

Financial Detox Budget Planner

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Last Updated: 25-10-2014