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Loyalty doesn`t pay, so shop around when you get your renewal notice

Don`t get taken in by cheap marketing tricks. Use the Moneynet motor insurance LINK or buildings insurance LINK comparisons to seek out the most competitively priced insurance that suits your circumstances. When your policy is up for renewal, don`t expect your insurance company to reward your loyalty with a discounted premium because it`s highly likely that they won`t. These days, switching insurance is a relatively speedy and pain free process, so if your insurer isn`t up to the mark, take your custom elsewhere and give your bank balance a welcome boost in the process.

Take advantage of cost savings on offer for taking out more than one policy.

If you buy your buildings and contents insurance as a combined policy, you may find it cheaper than paying for two separate policies. Some insurance providers will also offer a discount if you take out both your home and motor insurance with them.