Personal Loan Details
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| Picture Financial Personal Loan | |
|---|---|
| Typical APR | 6.90% |
| Amount | £5000 |
| Loan term | 5 Years |
| Monthly repayment | £98.54 |
| Total repayable | £5,912 |
| Maximum term available | 25 years |
| Early repayment penalties | Refer to lender |
| Additional features | There are no set up charges or valuation fees |
| Notes | |
| Level 1. Eligibility restrictions, homeowner with a mortgage (property restrictions apply). Redemption penalty for loans over £25,100 are 6 months interest (based on original advance and current interest rate) for first 3 years, then falling by one month’s interest each year (none after 8 years). Loans under £25,100 are calculated in accordance with the consumer credit (early settlement) regulations 2004 which can be up to 2 months interest. There are no set up charges or valuation fees. Maximum loan to value 125%. Loans are subject to status, your rate is dependent on your individual circumstances. Minimum property value £40,000. Minimum age 20, maximum age 75 at end of term. Minimum term 10 years. Rates fixed for term. | |
