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First-time buyers 'not missing much' in housing market

Published: 31/05/2011

First-time buyers struggling to get a mortgage are not at a disadvantage yet, as there is not much affordable property out there. 

This is according to Paul Holmes, chief executive officer at Firstrung, which specialises in helping first-time buyers find a home.

He said: "Unless you find a complete bargain at auction that no-one wants to buy and you know that you have bought something that doesn't take much slap and tickle to make habitable, there is nothing out there that you are missing out on at the moment."

However, he suggested that "stubborn sellers" are missing out "because they are greedy and they have still got their head in the clouds".

The expert's comments come after Clydesdale and Yorkshire Bank reported last week that 84 per cent of first-time buyers have to rely on financial support from their parents.

To help young people, Santander has launched a new two-year fixed 90 per cent loan-to-value mortgage, which has a rate of 5.79 per cent and a £99 upfront fee.

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Last Updated: 25-05-2012