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Swap ash for cash on No Smoking Day

Published: 02/03/2010

No Smoking Day on 10 March will give smokers a great opportunity to kick the habit and save themselves thousands of pounds on their Life Insurance policies in the process.


Insurance companies consider ex-smokers to be ‘non-smokers' a year after they have given up.  Being classed as a non-smoker means that, for many types of policy such as Life Insurance and Critical Illness Cover, premiums can become around 50% less expensive, so many people could still save money even if their policy has been in force for years.



 To be classified as a non-smoker by an insurance company you must have quit smoking for at least 12 months. At that point, you should speak to a financial adviser for free to see if they can rebroke a new policy for you at a cheaper premium. A cheaper premium is not certain, as it also depends on age and health, but there is a very good chance that the premium will fall.

Bupa Health Insurance

Bupa Health Insurance

Now with 2 months free cover, offer extended until 31 March

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Last Updated: 11-02-2012