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the best savings accounts

Published: 24/07/2009

Money Week (Main)
Savers have something to cheer about at last – some accounts now offer 5% or more if you lock up your money. But should you?

 

The best deal on the market is from Yorkshire Building Society. It offers 5.4% on a fixed-rate bond that will mature in September 2014. But while this is an attractive rate, you have to lock up your money for five years. And that’s risky. “We have a base rate at a record low, which means interest rates are only going to go one way. If you go for a five-year account, you may find, a couple of years in, that your rate is looking uncompetitive as others shoot up,” says Andrew Hagger of Moneynet.co.uk in The Times.
 

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